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the affirmative deposit fund

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High interest

1.76%*

Our aim at the Affirmative Deposit Fund is to pay a consistently high interest rate to our charity investors, whilst at the same time keeping deposits both secure and immediately available. In fact, we were set up by the Charity Commission to do just this.

As a not-for-profit organisation, all our income (less a small management fee) is paid straight back to depositors. That’s why our rate of interest will remain consistently competitive, today and forever.

* AER (Annual Equivalent Rate) as at shows the interest rate if monthly interest payments are compounded. The rate is not guaranteed.

Only for charities

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Charities deserve the best service for their finances. The Affirmative Deposit Fund is here to offer that service, and is available exclusively to charities.

The Fund's manager, Epworth Investment Management is a UK charity investment specialist, and is built upon nearly 50 years of charity and church investment expertise.

Simplicity

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The Affirmative Deposit Fund has been set up with simplicity in mind.

  • we offer just one elegant fund
  • one rate of interest for all deposits
  • no minimum or maximum deposit
  • instant access to funds
  • a hassle-free application process with just one short form to complete

Security

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Security of your deposit is of the utmost importance to us. As a result we are very careful in our choice of the banks to which we are prepared to lend money.

Click here to find out more about our lending policy.

A pleasure to deal with

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You will be reassured to know that Epworth Investment Management retains traditional customer service values. A friendly and efficient staff member will always be at your disposal within normal office hours. There are no automated telephone systems, no call centres and we will always endeavour to deal with queries and transactions within just one working day.

Apply now

apply

Apply now by downloading and completing an application form, or if you have any queries please do contact us on 020 7496 3636 or by e-mail on our contact page. We look forward to serving you.

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How we perform

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The Affirmative Deposit Fund interest rate has remained well above Bank of England Bank Rate over the past year.

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Established by
The Charity Commission

Registered Charity 1115887

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What our clients say

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"Epworth have taken the time to understand our needs and objectives as a charity. The service we receive is speedy, unfussy and responsive"

Spurgeons, 'The Children's Charity', 1081182

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Epworth Investment Management, the Methodist Church owned Fund Manager
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Tel: 020 7496 3636
for further information


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Download: Leaflet

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Key features

  1. High interest rate
  2. For UK charities, churches and faith-based organisations
  3. Instant access
  4. No minimum balance
  5. No charges
  6. One rate for all
  7. Interest paid gross
  8. Simple to open and administer
  9. Personal customer service
  10. Proven investment team
  11. HSBC Bank as Trustee
  12. Epworth authorised by the FSA
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